Property Damage Insurance Claims
Unfortunately, insurance companies don’t always honor claims, putting policyholders in a difficult spot. Property damage claims can be greatly impacted by the nature of the situation.
Insurance companies will try to prove that the damages are not covered under the policy or that your estimate of damages is too high.
Because of the complexities surrounding claims, it is critical to collect the evidence you’ll send to your insurance and obtain the right legal counsel to assist in maximizing the value of your claim.
We understand how stressful the aftermath of damage and the fear of denial from your insurance company can be.
We are equipped with the knowledge and experience to handle any variety of property damage claim.
Fires cause severe damage and disruption. Personal or businesses property can be completely destroyed. If you have homeowners insurance or general liability insurance, your claim should be covered.
We understand that getting your family home or your business back up and running is critical. We also understand how to interpret your insurance policy in order to get you the money you deserve to repair and replace your property
Unfortunately, insurance companies often dispute the costs to bring your house, building, condominium or apartment back to the condition it was in prior to the fire. Your insurance company may also refuse to pay for damaged contents.
Exercise your rights. Insurance companies are heavily regulated so that they should be inclined to do the right thing when their customers are in bad situations. But they are also businesses. If possible, they will attempt to avoid compensating you by denying or low-balling your claim. If your home or business has been affected by a fire, please contact us for a free consultation.
Hurricanes and severe storms are a frequent occurrence along the Gulf Coast. When rain waters and wind penetrate your property, you can be left with severe property damage.
Whether you are a homeowner or business, your insurance policy likely provides coverage for your damage. However, your insurance company can dispute the costs of repairing your house, building, condominium or apartment to bring it back to the condition it was in prior to the fire as well as the contents that were damaged.
You have power as a policyholder. Insurance companies may try to limit or outright deny their obligation to compensate you even when the damage occurred through nature and no fault of your own.
Get the compensation you need to rebuild your life after disaster strikes!
Leaks from water heaters, sinks and bathtubs can cause startling damage in a short time period, leading you to reach out to insurance to cover the damages. Your insurance is obligated to restore your property to the condition it was in prior to the damage.
However, your insurance company may dispute the costs to bring your house, building, condominium or apartment back to the condition it was in prior to the water damage.
Insurance companies are heavily regulated and are supposed to do the right thing when their customers are in bad situations. Your insurance company may also refuse to pay for the contents that were damaged. That doesn’t always happen.
Know your rights and know your legal options.
If your home or business has been affected by a leak or a storm, please contact us for a free consultation.
Sometimes property damage can result from errors in construction that lead to structural failure (a loss in the structure’s ability to carry a load). These errors can include design failures, welding failures and the use of inappropriate materials during construction.
Filing structural failure claims against the professionals who designed and/or constructed the building requires that you can establish that they were at fault (inadequate supervision, false advice, selection of inappropriate materials) and that you suffered financially due to their incompetence or negligence.
Due to the costs of repairs damages from structural failure, your insurance company may also attempt to limit their liability through their definition of collapse.
That’s where we step in. Contact us on the phone to learn how we can help.
Seek Legal Help to From our Property Damage Lawyers
The outcome of a claim depends on the evidence gathered. It is up to you to prove your loss was not the result of your own negligence. However, the process of evidence preservation and filing documentation can be confusing.
Insurance companies looking to avoid paying for the costs of extensive repairs will attempt to deny your claim. Providing the wrong evidence can be the leverage your insurance needs to say damages falls outside the policy. They may even go the route of hiring investigators to disprove your claim.
You don’t have to be left on the hook to pay potentially thousands of dollars in repairs!
Get in contact with a legal team that has experience and knowledge of the kinds of property damage listed above can make the difference in resolving a claim. From collecting the right evidence to estimating the value of a lost property and the value of the claim, we can help you make it through.
Favret Carriere Cronvich is here to advise you. Reach out to us for a consultation.