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Emergency Room after Car Accident After a car accident, you should always call the police and request they come to the scene of the accident. When the police arrive (or even if they don’t arrive), generally, the first question I asked is whether you’ve been injured or not in the car accident? Based on your… Continue reading Should I go to the Emergency Room after a car accident?
Call accidents are never expected nor they ever convenient. After an accident there are multiple thoughts and questions that you will likely be faced with. It’s possible that the at fault driver will suggest to share insurance information and handle it without calling the police. In New Orleans and other parishes in Louisiana after a… Continue reading Should I call the police after a car accident?
Car Accidents in Louisiana If you’ve been involved in a car accident your immediate response can be related to your property damage such as your car or others in your car such as your children or spouse. The car accident itself is never expected. And often times if you aren’t suffering from broken bones, tears… Continue reading Are headaches common after a car accident?
Louisiana Public Construction Projects Louisiana public construction projects can seem extremely difficult, especially if you aren’t prepared and experienced. Generally, unlike a residential or private project, payment terms and overseeing parties, such as architectural oversight can make public projects much more detailed and demanding. For reference, public projects are generally those projects wherein the property… Continue reading How long does a Contractor have to file its lien on a public project?
Uninsured motorist (often abbreviated to “UM”) insurance protects you if you’re hit by a driver who has none or insufficient auto insurance. In Louisiana, insurance carriers are required to include UM insurance on every automobile policy, unless the customer rejects the insurance in writing. While it is optional, having UM insurance is strongly recommended, especially… Continue reading Uninsured Motorist Insurance: What is it & Why Should you Have it?
Background: Believe it or not, it is not uncommon for an employee, former employee or consultant to claim ownership in a business. How and why these claims occur vary greatly. Whether it be the employee was promised ownership in the business in the past, they were referenced as a partner or owner in a meeting… Continue reading Is an ex-employee claiming ‘ambiguous owner’ of your business?
Contractors in Louisiana are required to carry general liability insurance. Those insurance requirements, however, likely provide less coverage than you might expect. When a contractor finds themself in a scenario where they need to make a claim, they do so expecting their insurance company to handle the defense and payment of any damages. Unfortunately, in… Continue reading Contractors: Did you receive a Reservation of Rights Letter (ROR)?
If you’ve been in a car accident, in addition to potential injuries, your car is damaged. It goes without saying that in the secondary market, buyers pay less for cars previously involved in accidents. Stated generally, Louisiana car insurance can be categorized in 2 areas: (1) bodily injury and (3) property damage. While bodily injury… Continue reading Diminished Property Value: Do I Have a Claim?
If you, a family member or friend are still dealing with unresolved claims from Hurricane Ida, we can help. There are currently two (2) programs in place to help quickly resolve all remaining Hurricane Ida claims. The two programs are below: Claims with Less Than $50,000.00 In Disputed Damages The Louisiana Department of Insurance has… Continue reading Options to Quickly Resolve Your Hurricane Ida Claim
When an entrepreneur in Louisiana seeks to start a business, registering a new limited liability company or “LLC” is typically the first item on his to-do list. The purpose of this action is in the name. It limits the individual’s liability. The laws governing Louisiana limited liability companies further this notion by providing: No Member,… Continue reading Legal Update: LA 3rd Circuit: Sole LLC Member May Be Liable for Breach
As we’ve previously discussed, your homeowner’s insurance policy is a contract between you and your insurance company. In the event of a covered cause of loss, your insurance company agrees to pay you for that loss. However, there are generally two types of damage valuations: Actual Cash Value and Replacement Cost Value. This distinction is… Continue reading Depreciation: Recoverable vs. Non-Recoverable Differences
In response to widespread impacts on the State of Louisiana by Hurricane Ida, the Louisiana Department of Insurance issued Bulletin 2021-08 on October 15, 2021. The purpose of Bulletin 2021-08 is to establish a mediation program for all insurers and their policyholders in an effort to resolve Hurricane Ida claims as efficiently and quickly as… Continue reading Hurricane Ida Mediation Program – Bulletin 2021-08
By FavretLawFirm
Feb 9, 2023