The Louisiana legislature has been making headlines recently with their proposed “Omnibus Premium Reduction Act of 2019.” This Act seeks to lower insurance premiums by various means. Louisiana is a direct action state, but what does that mean? Louisiana Revised Statute 22:1269 provides that it is sometimes possible for drivers to sue a third-party insurance company directly so as… Continue reading The Louisiana Direct Action Statute and What it Means to You
Intro Car accidents happen every day, and they can involve the literal headache from the crash to the headache from dealing with the insurance companies that never seem to cooperate. An added headache that is not often discussed is when the other vehicle in the accident is a police officer or other emergency vehicle. Louisiana Revised… Continue reading Have You Been Involved in an Accident with a Police Car?