Louisiana Public Construction Projects Louisiana public construction projects can seem extremely difficult, especially if you aren’t prepared and experienced. Generally, unlike a residential or private project, payment terms and overseeing parties, such as architectural oversight can make public projects much more detailed and demanding. For reference, public projects are generally those projects wherein the property… Continue reading How long does a Contractor have to file its lien on a public project?
Uninsured motorist (often abbreviated to “UM”) insurance protects you if you’re hit by a driver who has none or insufficient auto insurance. In Louisiana, insurance carriers are required to include UM insurance on every automobile policy, unless the customer rejects the insurance in writing. While it is optional, having UM insurance is strongly recommended, especially… Continue reading Uninsured Motorist Insurance: What is it and why should you have it?
Background: Believe it or not, it is not uncommon for an employee, former employee or consultant to claim ownership in a business. How and why these claims occur vary greatly. Whether it be the employee was promised ownership in the business in the past, they were referenced as a partner or owner in a meeting… Continue reading Is an employee or former employee (ie the “ambiguous owner”) claiming ownership in your business?
Contractors in Louisiana are required to carry general liability insurance. Those insurance requirements, however, likely provide less coverage than you might expect. When a contractor finds themself in a scenario where they need to make a claim, they do so expecting their insurance company to handle the defense and payment of any damages. Unfortunately, in… Continue reading Contractors: Did you receive a Reservation of Rights Letter (ROR): What is it and why was it sent?
If you’ve been in a car accident, in addition to potential injuries, your car is damaged. It goes without saying that in the secondary market, buyers pay less for cars previously involved in accidents. Stated generally, Louisiana car insurance can be categorized in 2 areas: (1) bodily injury and (3) property damage. While bodily injury… Continue reading Diminished Property Value: Do I Have a Claim?