Hurricane Ida has left parts of Louisiana in a state of catastrophe. Power outages and property damage are widespread throughout the State. Over a million Louisianans were affected by Ida, and more than a week after the storm made landfall, hundreds of thousands were without power. Insurance companies are quite busy right now, and unfortunately,… Continue reading The Truth About How Insurance Companies Value Your Loss
What Homeowners Coverages are Available for Hurricane Ida? In Louisiana, your homeowner’s insurance policy does not cover damages caused by flooding. IN regards to hurricane damages, most homeowner’s policies provide four types of coverage: (A) dwelling, (B) other structures, (C) personal property, and (D) loss of use/additional living expenses. Generally, dwelling coverage is limited to… Continue reading What Does My Homeowner’s Insurance Policy Cover?
Was Your Hurricane Ida Insurance Claim Denied? For some homeowners in Louisiana, the last thing they need is their own insurance company not treating them fairly. Responses vary from insurance companies but in short, they will either deny your claim in full or part, not cover the entirety of the scope of damages and/or not… Continue reading Why Was My Homeowner’s Insurance Claim Denied?
If your house was damaged by Hurricane Ida, the tips below will help you better handle your claim. Act Quickly – If your home or business suffered damages due to Hurricane Ida, make your claim ASAP. Understand that insurance companies will be flooded by a deluge of phone calls and emails and only have… Continue reading Hurricane Ida: Tips for Handling Your Claim