In Louisiana several studies show that up to 60% of drivers are uninsured or only carry minimal limits. In Louisiana minimal insurance limits for bodily injury in a car. Accident is only $15,000. If you were involved in a car accident where in the driver of the vehicle that caused the accident did not have… Continue reading Can I File a Personal Injury Claim without the Driver’s Insurance?
If you’ve been in a car accident, in addition to the great inconvenience and stress caused by the accident, you have a damaged vehicle and possibly suffer from injuries. In regards to injuries if you used an ambulance or visited with a doctor at an emergency room or received chiropractic care, you will also have… Continue reading How much does it cost to hire a personal injury lawyer?
Louisiana law governs how long you have to file a lawsuit for personal injuries related to a car accident. When you were involved in a car accident, there may be several insurance policies at issue. At a minimum there will be the at fault’s vehicle car insurance, the at fault driver’s insurance, and your own… Continue reading How long after my accident can I make a personal injury claim?
Reasons for Calling a Tow Truck No matter the severity of the car accident and property damage, many people chose to have their cars towed to the repair shop after a car accident. The reasons for doing so are understandable. If your car is not drivable or operable, you will most certainly need to have… Continue reading Who is responsible for the tow truck bill after a car accident?
Emergency Room after Car Accident After a car accident, you should always call the police and request they come to the scene of the accident. When the police arrive (or even if they don’t arrive), generally, the first question I asked is whether you’ve been injured or not in the car accident? Based on your… Continue reading Should I go to the Emergency Room after a car accident?
Call accidents are never expected nor they ever convenient. After an accident there are multiple thoughts and questions that you will likely be faced with. It’s possible that the at fault driver will suggest to share insurance information and handle it without calling the police. In New Orleans and other parishes in Louisiana after a… Continue reading Should I call the police after a car accident?
Car Accidents in Louisiana If you’ve been involved in a car accident your immediate response can be related to your property damage such as your car or others in your car such as your children or spouse. The car accident itself is never expected. And often times if you aren’t suffering from broken bones, tears… Continue reading Are headaches common after a car accident?
Louisiana Public Construction Projects Louisiana public construction projects can seem extremely difficult, especially if you aren’t prepared and experienced. Generally, unlike a residential or private project, payment terms and overseeing parties, such as architectural oversight can make public projects much more detailed and demanding. For reference, public projects are generally those projects wherein the property… Continue reading How long does a Contractor have to file its lien on a public project?
Uninsured motorist (often abbreviated to “UM”) insurance protects you if you’re hit by a driver who has none or insufficient auto insurance. In Louisiana, insurance carriers are required to include UM insurance on every automobile policy, unless the customer rejects the insurance in writing. While it is optional, having UM insurance is strongly recommended, especially… Continue reading Uninsured Motorist Insurance: What is it & Why Should you Have it?
Background: Believe it or not, it is not uncommon for an employee, former employee or consultant to claim ownership in a business. How and why these claims occur vary greatly. Whether it be the employee was promised ownership in the business in the past, they were referenced as a partner or owner in a meeting… Continue reading Is an ex-employee claiming ‘ambiguous owner’ of your business?
Contractors in Louisiana are required to carry general liability insurance. Those insurance requirements, however, likely provide less coverage than you might expect. When a contractor finds themself in a scenario where they need to make a claim, they do so expecting their insurance company to handle the defense and payment of any damages. Unfortunately, in… Continue reading Contractors: Did you receive a Reservation of Rights Letter (ROR)?
If you’ve been in a car accident, in addition to potential injuries, your car is damaged. It goes without saying that in the secondary market, buyers pay less for cars previously involved in accidents. Stated generally, Louisiana car insurance can be categorized in 2 areas: (1) bodily injury and (3) property damage. While bodily injury… Continue reading Diminished Property Value: Do I Have a Claim?