Louisiana law governs how long you have to file a lawsuit for personal injuries related to a car accident. When you were involved in a car accident, there may be several insurance policies at issue. At a minimum there will be the at fault’s vehicle car insurance, the at fault driver’s insurance, and your own insurance policy.
Notifying Your Insurance Company
However, making a claim with an insurance company can be different. For example, if you have uninsured motorist or UM, you may have a contractual obligation to immediately notify your insurance company of any accident. If you don’t in the actual driver is not insured or under insured failing to notify your insurance company of the accident could negatively effect recovery of your insurance claim.
Notifying the At-Fault Driver’s Insurance
In Louisiana, there is no obligation or duty that you have to notify the at fault drivers insurance after an accident. However, it is always advised that you do at the earliest possible opportunity. The reason being, but yet fault, driver might fail to notice his insurance company when he is supposed to. The app felt drivers failure to notify his insurance company can be mitigated by simply making the claim yourself. Thus, it is always advisable to immediately notify all insurance policies at issue after a car accident.
Should you have any questions or you would like to discuss this issue in further detail, please do not hesitate to contact us to schedule a free consultation.